What makes Digibuy stand out from the rest is the fact that their business focuses mainly on electronic commerce. At $3 plus 13$ per transaction, it is no wonder that only a few can afford it.
So you don’t have a hard time setting the system or encountering any problems, majority of the third party processors have customer support on hand which you can call 24/7. While many of those mentioned have sign up fees, the most important factor in choosing the right provider is knowing which of these is the most secure.
The advantage of a third party processor compared to a merchant account is the fact that you can open an account within minutes instead of having to wait several days before your application is approved. Once a transaction has been made, the provider you have selected gets a small percentage while the rest is deposited into your bank account.
In the case of Paypal, you are able to use the money in your account to also buy items from the web. This is very convenient because the transaction will no longer reflect in your credit card statement.
Merchant accounts are needed when you open a store or restaurant. Because banks have realized that a certain percentage of their sales are taken by third party processors, they are now introducing their own payment portals. Are the rates higher or lower? That is something you have to ask them because this is one of the things you have to consider when you decide to open a business establishment.
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